CDA Lending and Risk Analyst Senior IV (518923)
Department
DHCD - Div of Dev Finance - Administration
Date Opened
6/5/2025 2:41:00 PM
Filing Deadline
6/19/2025 11:59:00 PM
Salary
$95,991 - $140,320/year (Grade 23 with promotional growth to $154,928)
Employment Type
Full-Time
HR Analyst
Miles Peterson
Work Location
Prince George's
Introduction
This is a Management Service position with full Maryland State Benefits
Work that matters. The Maryland Department of Housing and Community Development (DHCD) is a national leader in the financing of affordable housing and revitalizing communities.  This is an opportunity to join this nationally-recognized, award-winning organization and apply your skills to this high public purpose and challenging area.  Annually, DHCD finances approximately 4,000 units of multifamily rental housing in 40 properties, amounting to $500 million in construction and permanent financing. Funding comes from a variety of sources, including state-appropriated funds, taxable and tax-exempt revenue bonds, federal low income housing tax credits, federal HOME funds and other federal funds.  Additionally, DHCD administers rental assistance programs and innovative initiatives designed to expand affordable housing opportunities for persons with disabilities, increase the energy efficiency and sustainability of affordable multifamily developments, and preserve rental housing.
The min purpose of this position is to manage the work of a team of underwriters who assess project risk from multiple perspectives (financial; reputational; and life, health and safety) and structure transactions to achieve Departmental goals while mitigating those risks.
The position plans, coordinates, direct, negotiates, examines, examines, analyzes, and interprets financial and/or construction data associated with  DHCD-CDA lending programs, CDA grants, energy assistance programs, rental assistance programs, or any other technical assistance pertaining to mortgage lending, energy assistance, grants, rental assistance, business lending, special loans, multifamily housing finance, housing rehabilitation, infrastructure and neighborhood rehabilitation.
DHCD offers a flexible work schedule, telework and job sharing options, training, advancement and career path opportunities, casual business dress on Fridays, and a competitive salary. There is ample parking and our offices are located in walking distance to the New Carrollton MARC Train Station.
GRADE
23
This position offers a salary range of $95,991 - $140,320/year, with potential for advancement up to $154,928 based on qualifications, equity, and hiring guidelines.  Initial salary offers are determined by qualifications, experience, and available budget, and typically do not exceed $140,320/year.
LOCATION OF POSITION
7800 Harkins Road
Lanham, MD 20706
The Maryland Department of Housing and Community Development is located in Prince George's County across from the New Carrollton Metro stop.
POSITION DUTIES
A CDA Lending and Risk Analyst Senior IV, along with other related duties, is responsible to plan, coordinate, direct, negotiate, examine, analyze, and interpret financial and/or construction data associated with DHCD-CDA lending programs, CDA grants, energy assistance programs, rental assistance programs, or any other technical assistance pertaining to mortgage lending, energy assistance, grants, rental assistance, business lending, special loans, multifamily housing finance, housing rehabilitation, infrastructure and neighborhood rehabilitation.
The CDA Lending and Risk Analyst Senior IV is oversees the work of a team of underwriters who assess project risk from multiple perspectives (financial; reputational; and life, health, and safety and then structures transactions to achieve Departmental goals while mitigating those risks.
The CDA Lending and Risk Analyst Senior IV will spend up to 70% of her or his time supervising, training, and coaching underwriters as assigned by a CDA Lending and Risk Director or the appropriate appointing authority.
MINIMUM QUALIFICATIONS
Education: A Bachelor’s degree in Finance, Business Administration, Economics, Accounting, Construction Management, Architecture, or a related field from an accredited college or university.
Experience: At least four years of professional financial/risk analysis experience in the private or public sector, managing government programs, lending and risk analysts, debt portfolios, examining and or analyzing financial statements, budget, grant or real estate investment portfolio records and reports, or four years of experience in Construction Management pertaining to single family and multifamily housing government programs. One year of this experience must have been in a supervisory capacity.
Notes:
1. A Quality Control Inspector certification, Project Management Certification, Leadership in Energy and Environmental Design (LEED) certification or certified Public Accountant (CPA) certification or documented eligibility to sit for the CPA Examination may be substituted for the educational requirement.
2. A Master’s degree in Finance, Business Administration, Architecture, Construction Management, Economics, Accounting or a related field from an accredited college or university may be substituted for two years of the required experience.
3. Candidates may substitute one year of lending and risk professional experience, such as managing financial asset and debt portfolios, or one year of residential construction discipline or multifamily construction management.
4. Candidates may substitute U.S. Armed Forces military service experience as a commissioned officer in the Accounting or Loan Officer Classifications, or as a commissioned officer in business and industry classification or business and industry specialty codes in the housing management field of work on a year-for-year basis for the required experience and education.
DESIRED OR PREFERRED QUALIFICATIONS
• Experience in Federal Low-Income Housing Tax Credit or related federal investment tax credit programs.
• Experience in Affordable rental housing preservation programs.
• Experience in FHA-insured multifamily housing insurance programs.
• Experience in Taxable and tax-exempt bond financing programs.
• Experience in Energy efficiency programs for affordable multifamily housing; and disability or supportive housing.
LICENSES, REGISTRATIONS AND CERTIFICATIONS
Employees in this classification may be assigned duties which require the operation of a motor vehicle.  Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland.
SELECTION PROCESS
Please provide sufficient information on your application to document that you meet the minimum qualifications for this recruitment. Unofficial transcripts, certifications or diplomas to document educational or certification qualifications are required. Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted with your application. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925. Successful candidates will be placed on the employment (eligible) list for at least one year. Eligible list may be used to fill future vacancies of the same classification. Successful candidates must document eligibility to work in the U.S. upon hire.
Please note: The Maryland Department of Housing and Community Development is not sponsoring new employees in application of the H-1B Visa at this time due to budgetary constraints. All applicants must be legally authorized to work in the United States under the Immigration and Reform Control Act of 1986. Federal regulations prohibit H1B Visa candidates from paying sponsorship fees, all sponsorship fees must be assumed by the potential employer.
EXAMINATION PROCESS
The examination will consist of a rating of your education, training, and experience related to the requirements of the position. You may be required to complete a qualifications supplement, or the rating may be based on your application. Therefore, it is important that you provide complete and accurate information on your application. Report all experience and education that is related to this position.
BENEFITS
State of Maryland Benefits
FURTHER INSTRUCTIONS
Online applications are STRONGLY preferred. However, if you wish to submit a paper application, you may mail your application and materials to:
Miles Peterson
Department of Housing and Community Development
Office of Human Resources
7800 Harkins Road, Lanham, MD 20706
All application materials must be received by the filing deadline. If you are unable to upload your transcripts into the system, please send via email to miles.peterson@maryland.gov. Please include the following information in the body of the email:
• Attn: Miles Peterson, HR Generalist
• Your First and Last Name
• Recruitment #
• Classification (Job Title) of Recruitment
Incorrect application forms, or resumes in place of the application, will not be accepted. If you are interested in these positions and cannot apply online please fill out the paper application. For questions concerning these positions, please call 301-429-7566.
TTY Users: call via Maryland Relay.
We thank our Veterans for their service to our country, and encourage them to apply.
As an equal opportunity employer, Maryland is committed to recruiting, retaining and promoting employees who are reflective of the State’s diversity.