Lead Credit Analyst
We’re looking for a Lead Analyst to join our Credit Pricing & Analytics team, with a strong focus on credit risk strategy. In this role, you'll play a key part in optimizing underwriting decisions—such as approvals, loan amounts, pricing, and terms—to balance profitable growth with risk management. You'll analyze customer behavior, assess portfolio performance, and develop strategies that shape our credit risk framework.
Key Responsibilities:
• Design and implement credit risk strategies using historical performance data
• Analyze risk-reward trade-offs across customer segments and lending decisions
• Use SQL, SAS, Python, and modeling tools to develop and test underwriting strategies
• Leverage statistical models and machine learning to forecast risk and refine decisioning
• Develop a full credit-cycle view to improve risk controls and long-term portfolio health
• Enhance risk reporting, validation, and quality control processes
• Present insights and recommendations to senior leadership
Qualifications:
• Bachelor’s degree (Master’s preferred) in a quantitative field (e.g., Statistics, Engineering, Economics, Computer Science)
• 4+ years of credit risk or analytics experience in a data-intensive environment
• Proficient in SQL, SAS, and Excel; experience with modeling or BI tools is a plus
• Strong understanding of credit risk, consumer lending, and portfolio performance
• Demonstrated ability to solve complex problems using data-driven strategies
Financial Services
Finance and Analyst
Full-time