Mortgage Credit Repair Specialist
Liberty FCU, a full-service credit union, is currently seeking a Mortgage Credit Repair Specialist. The position can be based out of Evansville, IN, Nashville, TN, Louisville or Owensboro, KY. The successful applicant must possess excellent service skills, confidentiality, multi-tasking and problem-solving skills. At least 1 year of previous mortgage industry experience is required. If you are interested in applying for this position, please click Apply.
Duties and Responsibilities include but are not limited to the following:
• Conduct detailed credit analyses with prospective home buyers and provide advice, education, and guidance on how to repair credit and/or improve credit score.
• Maintain ongoing contact with prospective home buyers via phone, meetings, emails, etc. to ensure member is on track with their credit/mortgage goal(s).
• Monitor the prospective home buyers progress towards “mortgage readiness” with encouragement, advice, and coaching.
• Assist with credit dispute forms, send Equifax re-scores (while maintaining costs to company and member).
• Communicate with the sales team on progress of the prospects and their “mortgage readiness” and ensure the files are complete, orderly, and delivered to the originating loan originator in a timely manner.
• Conduct educational sessions for borrowers and realtors, as requested.
• Understand and apply federal regulations associated with mortgage loans.
• Develop a working knowledge of the credit union’s data processing system, loan origination system, Word, and EXCEL software.
• Develop an understanding of credit union history, philosophy, organization, bylaws, and operational procedures.
• Any other duties assigned by supervisors or management.
Benefits and Compensation:
• Bonus and incentive opportunities
• Paid Holidays
• Paid Time Off (Vacation, Sick and Personal Days)
• Medical, Dental and Vision Insurance
• 401(k) retirement program with matching funds
• Employer Paid Group Term Life Insurance, Short-Term and Long-Term Disability Insurance
Liberty FCU is an Equal Opportunity Employer, Minority/Female/Disability/Protected Veteran.
Banking
Finance and Sales
Full-time