Portfolio Management Team Lead
FIRST FOUNDATION BANK
17 reviews
Tampa, FL 33609
Full-time
FIRST FOUNDATION BANK
17 reviews
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Job details
Job Type
Full-time
Full Job Description
Summary: This position is responsible for leading a team of Portfolio Managers, as well as managing their own portfolio in accordance with Commercial Banking goals and objectives. Provides leadership, coaching, and mentoring to all Portfolio Managers assigned, and manages the day-to-day activities of their own portfolio.
Duties and Responsibilities:
• Understands and complies with requirements of all laws and regulations applicable to the position
• Responsible for recruiting, managing, developing, and leading a team of Portfolio Managers in selling FFB products and services, and building strong relationships with commercial and industrial customers
• Partner with commercial deposit teams, retail branches, operations, and treasury management to cross-sell and service all bank clients; provide exceptional service to the bank and advisory firm customers by referring business and accepting referrals
• Perform due diligence on commercial loan requests
• Perform credit analysis on commercial loan requests and review the analysis of the banking team’s commercial loans to ensure accuracy
• Provide valued input regarding commercial loan pricing, structure, and servicing within designated authority seeking secondary approval as directed
• Prepare and review pre-flight packages as directed by management
• Partner with the Commercial Loan Underwriting team to complete, review, and endorse all commercial loan credit approval recommendations for both new and renewed loans
• Responsible for ensuring accurate commercial loan application packages are delivered to commercial loan underwriters and documentation processors
• Responsible for booked loan files and fully executed loan documents for boarding funded loans with commercial loan servicing
• Maintain commercial loan files in partnership with assigned teams to ensure documentation is organized and complete in electronic files for third-party reviewers; ensure accurate data entry
• Responsible for providing detailed information to commercial loan underwriters so that they may properly underwrite and approve commercial loan requests
• Responsible for ordering third-party reports as assigned
• Partner with underwriters and CLDA’s to ensure financial ticklers and covenants are accurate, and that documentation is collected from customers in a timely manner
• Responsible for covenant and portfolio management to ensure accuracy in commercial loan risk ratings
• Review findings and decisions with various members of the Credit Underwriting Team
• Provide support in the acquisition of new clientele and the maintenance of existing relationships
• Must maintain a complete understanding of the Bank’s loan documentation policies, procedures, and guidelines
• Understand and provide expertise with regard to various loan programs, procedures, policies, and forms
• Perform other duties as assigned
Supervisory Responsibilities: This position has direct supervisory responsibilities
Qualifications: To perform this job successfully, an individual must be able to perform each essential duty in a satisfactory manner. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may enable individuals with disabilities to perform essential functions.
Education and/or Experience:
• Bachelor’s degree in Business, Accounting, Finance, or related field required; or a combination of education and experience
• Minimum 7-10 years of experience in commercial loan and deposit relationship management
• Experience leading/managing Portfolio Managers to successfully grow commercial loan and deposit balances while managing adequate portfolio risk
Skills:
• Must be able to comprehend, analyze, and interpret information from financial statements, tax returns, and other information when providing.
• Must have a thorough understanding of accounting principles.
• Must be familiar with business entity documents including partnership agreements, trust agreements, articles of organization, operating agreements, and other documents as presented.
• Must be able to lead and coach other Portfolio Managers on how to work alongside existing clients to maintain a high level of customer service, with the goal of retaining existing relationships, and growing the Commercial Banking Portfolio.
• Must possess strong written and verbal communication skills
• Must be self-motivated and able to prioritize, organize, and produce measurable results while leading, mentoring, and coaching others.
• Detail-oriented and self-motivated with the ability to work independently
• Proficient in Windows applications, including Microsoft Word, Excel, and Outlook
Physical Demands: The physical demands described here represent those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may enable individuals with disabilities to perform essential functions.
While performing the duties of this job, the employee is regularly required to sit for long periods of time; use hands to operate controls on the computer; reach with hands and arms for phone and computer work; to communicate on the phone while wearing a headset for extended periods. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision, distance vision, color vision, peripheral vision, and the ability to adjust focus. This job description is subject to change at any time.
First Foundation is an equal opportunity employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.
Hiring Insights Job activity Posted 1 day ago