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Loan Officer Assistant

First Home Bank

Location: Tampa, FL 33609 (Swann Estates area)
Type: Full-Time, Non-Remote
Posted on: August 2, 2021
This job is no longer available from the source.
Loan Officer Assistant
First Home Bank
26 reviews
Tampa, FL 33609
Full-time
First Home Bank
26 reviews
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Job details
Job Type
Full-time
Full Job Description First Home Bank is a full-service community bank as well as a national SBA and Residential Mortgage Lender dedicated to providing a wide range of high-quality banking services delivered in a personalized, friendly manner. Founded in 1999 and headquartered in St. Petersburg, Florida, we are a true community bank with the goal of becoming a one-stop shop and trusted financial resource for the communities that we serve.
Understanding that our employees are our most valuable resource, we are committed to providing career development opportunities, competitive compensation, and generous benefits to our entire workforce. As an organization, we encourage open communication in an environment of mutual respect, where hard work is rewarded, and a professional but informal atmosphere is valued within the workplace.
Position Summary:
We are looking for an inspired, ethical, and committed mortgage professional to join our top-producing team.
This role will work directly with their borrowers to provide a seamless and expeditious mortgage process along with white-glove customer service. This position will be from the “contact to contract” phase of the loan. This support will allow our Loan Officers to spend most of their days originating more loans into the pipeline.
The Assistant/Loan Partner will help the Loan Officer in the preparation of documents for processing. Our processor will take the loan from “contract to close” and stay in touch with all interested parties. The Assistant/Loan Partner can focus on lead conversion and creating a “wow” experience for each client. This position requires the knowledge to analyze customer credit, review income, and asset documents, and structure a loan.
Duties and Responsibilities include but are not limited to:
• Establish relationships with referral partners and borrowers
• Facilitate the completion of loan applications through our Loan Origination System (digital/phone/in-person).
• Help gather and prepare all documents needed for underwriting requirements
• Structure loan files based on specified parameters (running DU/LP, sending closing cost worksheets, etc)
• Quote rates (when necessary)
• This position may require you to act as a MLO Mortgage Loan Originator which is defined as an individual who takes loan applications, and /or offers or negotiates the terms of a loan for compensation or gain. All Mortgage Loan Originators ("MLO") are required to register with the Nationwide Mortgage Licensing System and Registry ("NMLS"), obtain a unique identifier, and annually renew the registration, as defined by the S.A.F.E. Act requirements.
• Be the main point of contact for borrowers during the "contact to contract" phase of the loan process (Processor handles "contract to close" duties on LIVE files)
• Submit detailed and accurate application packages directly to underwriting for upfront TBD approvals
• Current on mortgage loan products (FHA/VA/CONV/USDA) mortgage lending laws and regulations and adheres to all state and federal laws and procedures
• Create ways to communicate daily with the Loan Officer, Processor, Operations staff, Realtors, etc.
• Quick learner, always striving to be the best possible at your position.
• Be a leader, helping us improve our processes and procedures to always deliver a world-class experience to our clients and referral partners
• Represents First Home Bank in a positive professional manner by keeping all members of each deal informed, good or bad, and taking the extra initiative to meet the clients’ needs
Job Qualifications include but are not limited to:
• Current or previous experience fulfilling the roles of LOA/Loan Partner, Processor, Loan Officer and/or Underwriter
• Minimum 2 years of mortgage experience, 5+ preferred.
• Knowledge of DU and LP
• Know how to analyze credit reports, income, and asset documents, as well as general ways to structure a loan.
• If not NMLS licensed in this state, must obtain license
• Highly motivated and detail-oriented with excellent customer service skills
• Has excellent organizational, time management and follow-up skills
If you find the mortgage industry as interesting as we do, enjoy helping clients attain the home of their dreams, and you are a detail-oriented professional who is passionate about great customer service, we want you to join our dynamic and fast-growing team. To us, a qualified Mortgage Assistant/Loan Partner must have 2+ years of continuous mortgage experience, 5+ preferred. This is your opportunity to join a hyper-successful team where you can grow your career and earn a significant financial income.
First Home Bank believes that diversity and inclusivity are essential to positive long-term success and achieving our strategic business goals. We are proud to be an Equal Opportunity Employer, and we encourage diverse and talented applicants to apply. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.