The AML Analyst is responsible for performing AML Reviews/Investigations of account activity, and recommending the filing of Suspicious Activity Reports (“SARs”) and/or relationship termination, as appropriate. Cases are worked from beginning to completion in accordance with relevant Citi AML policies and procedures. Cases are generated from sources which include:
1. Automated Monitoring System (e.g. Mantas)
2. Client-On boarding and Maintenance and Transaction monitoring referrals
3. Referrals from business partners and other control areas
Responsibilities include:
● Conduct research over available Bank systems, the Internet and Commercial Databases consistent with the resolution of case reviews and investigations.
● Collect and examine financial statements and documents to assist in identifying unusual transaction patterns.
● Document and report the review/investigation findings and prepare case files with required supporting documentation (e.g. media search results, copies of statements/checks, results from internal system searches etc.)
● Follow-up with additional Point(s) of Contact (POC) as needed to identify additional information in support of the case.
● Liaise with other FIU units, Advisory, Business Compliance teams, CSIS, FIU Legal, GIU, and Law Enforcement.
● Draft and file Suspicious Activity Reports (SARs) consistent with FinCEN requirements
● Recommend relationship retention or termination and track account closures as required
● Interact with Senior Management on the Compliance, Legal and business sectors concerning AML issues.
● May provide direction to more junior staff.
Job Qualifications:
● Four Year College Degree or equivalent experience.
● Minimum 1 - 5 years of experience in reviewing customer transactions and information for identifying potentially suspicious activity and performing AML or fraud reviews/investigations.
● Experience in writing and preparing Suspicious Activity Reports (SARs) in accordance with applicable regulatory requirements preferred
● Work experience in a financial institution with job specific work experience in AML.
● Knowledgeable of the laws applicable to money laundering, including the Bank Secrecy Act, the USA PATRIOT act, US Treasury AML guidelines, OFAC requirements, and Suspicious Activity Reporting requirements preferred
● General understanding of Senior Public Figures, Money Service Businesses, Wealth
●Management and Retail Banking preferred.
Established business knowledge and comprehension of financial products.
● Excellent organizational, time management and project management skills.
● Excellent research skills including experience with online search tools.
● Advanced proficiency in Microsoft Word, Excel, Access, Power Point and Outlook.
● Strong attention to detail and follow-up skills.
● Strong writing, analytical and communications skills. Must be able to multitask and complete projects on time.
● Ability to understand and draw conclusions from research conducted.
● Should be a self-starter, and organized, and must have the ability to work independently, without supervision.
● Proficiency in a foreign language is a plus.
● CAMS certification preferred
This job description provides a high-level review of the types of work performed. Other job-related duties may be assigned as required.
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Job Family Group:
Compliance and Control
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Job Family:
AML Execution
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Time Type:
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