NEW
A bit about us:
The company, which is headquartered in downtown Bangor, Maine, was founded in over a 170 years ago and has 54 branches across the state. This position is 100% Remote
Why join us?
Why join us?
Competitive Compensation
Medical (PPO), Dental, and Vision
Supplemental Short Term Disability and LTD. Life insurance
403(b) Retirement Savings Plan with Match
Pension Plan
Job Details
Job Details
ESSENTIAL JOB FUNCTIONS:
The Underwriter III is responsible for analyzing highly complex financial and credit information according to internal underwriting standards, investor guidelines, and federal regulations
Underwrites a wide variety of product and loan types with a higher aggregate credit exposure including underwriting exceptions not determined through DU.
Compile, analyze, and document loan data and credit risk, borrower and property information.
May review more complex loans requiring exceptions.
Responsible for providing strong and clear communication to processors, underwriters, mortgage professionals and borrowers regarding documents needed for mortgage loan files to ensure quick turnaround time.
Provide training and assistance to Underwriters I and Underwriters II to assist with performance improvement and developmental opportunities.
Adheres to all applicable internal NPI policies and procedures, and protects the confidentiality of borrower information.
Other duties as assigned.
EDUCATION / EXPERIENCE REQUIREMENTS:
Graduation from a 4-years college or university with major course work in a discipline related to the requirements of the position. Will consider the equivalent combination of job experience and education that demonstrates the ability to perform the essential functions of the job.
Advanced analysis skills in the areas of credit, layered risk, and income.
Ability to underwriting loans at a national level and in all markets.
FHA - Direct Endorsement (DE) designation required
Basic computer skills required. Experience with word processing beneficial. Prefer experience with TMO.
Minimum of 5 years mortgage underwriting or lending experience
Location/Region: Tampa, FL (33646)