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Loan Officer

Primary Residential Mortgage, Inc

Location: Owensboro, Kentucky
Type: Full-Time, Non-Remote
Posted on: August 30, 2020
This job is no longer available from the source.
Loan Officer
Primary Residential Mortgage, Inc.
149 reviews
-
Owensboro, KY
$30,000 a year
Primary Residential Mortgage, Inc.
149 reviews
Read what people are saying about working here.
Primary Residential Mortgage, Inc. is currently seeking a Loan Officer to join our team!
Job Summary:
The purpose of this position is to proactively solicit new residential mortgage clients, while developing and cultivating a strong business network of referrals.It is the responsibility of a Loan -Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts.
Salary: $30,000/yr + Commission
Responsibilities:
• Develops new business opportunities and sales leads by cultivating relationships with realtors, builders, bankers, etc.
• Develops solid PRMI product knowledge and offers clients the best mortgage products to match client needs.
• Reviews application information, requesting specific supporting documentation as needed/required based on loan investor guidelines
• Analyzes and exercises independent judgment and discretion in advancing PRMI’s business objectives and the interests of PRMI’s customers regarding significant financial decisions
• Carries out major assignments affecting business operations of the employer or the employer’s customers through:
• Collecting and analyzing information regarding the customer’s income, assets, investments, or debts
• Analyzing applicant data, credit and collateral property value
• Determining which financial products best meet the customer’s needs and financial circumstances
• Providing advice to the customer regarding the advantages and disadvantages of available financial products
• Marketing, servicing, or promoting the employer’s financial products
• Completes necessary CE in a timely manner and remains current on local developments and trends within the real estate and mortgage industries
• Provides origination services in the state of licensure
• Creates and maintains excellent business relationships with referral client base, creating new mortgage lending opportunities
• Corresponds, communicates, and coordinates with clients, in-house support staff, and external service providers to facilitate timely closings
Qualifications:
• 1+ years of sales experience in the mortgage industry is preferred
• Familiarity with mortgage processes, procedures, rules, regulations, and compliance
• Exceptional customer service skills with a strong attention to detail
• Excellent written and verbal communication skills
• Strong computer skills to include a working knowledge of MS Office
• Ability to comprehend and analyze financial information
• Ability to effectively communicate and present complex financial information while fielding and responding to questions from applicants, support staff, and management
• Established contact and referral list within the real estate and mortgage industries preferred
Indeed Hire and Primary Residential Mortgage, Inc. are working together to find the best candidate for this job.
By applying, you agree to be contacted by our agent, Indeed Hire, and receive updates via text and phone about your application.
Job Type: Full-time
Pay: $30,000.00 per year
Schedule:
• Monday to Friday
Supplemental Pay:
• Commission pay
Experience:
• sales: 1 year (Required)
• mortgage industry: 1 year (Preferred)
• customer service: 1 year (Preferred)
Job distance:
• Owensboro, KY: Between 31 and 40 miles (Preferred)